"How much home can I afford?" is a question most home buyers ask.

While there are varying thoughts on this, a common rule of thumb is that your monthly housing expenses should not total more than 33% of your gross (before taxes) income. That includes your mortgage payment, property taxes, and home owner’s insurance. So take a third of your income and use that as the maximum amount that you'll be able to afford.

"How much will my monthly payment be if I buy that house?" is the next frequent question by a prospective home buyer.

To answer that, CENTURY 21 Scenic Hills Realty's alliance with CENTURY 21 Mortgage assures that you will receive convenient, quality service, from trained professionals who will do everything they can to assist you in obtaining financing for your new home.

You can apply for your mortgage over the phone in about 20 minutes! You do not have to fill out any paperwork; a CENTURY 21 Mortgage professional will insert the information for you. The only writing you need to do is to sign the completed application after you review it.

CENTURY 21 Mortgage can help increase your buying power by pre-approving you for a mortgage.

Why don't you give CENTURY 21 Mortgage a call? Their toll-free phone number is 1-877-866-3264.